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Homeowners: Money Saving Tips

Raise your deductible.

Consider raising your deductible if it is $500 or less; but make sure your deductible is set at an amount you can comfortably afford. Be aware that most carriers have separate "wind and hail" deductibles that are higher than the "all peril" deductible on the policy.

Explore "package discounts".

Package your home and auto with the same company to receive a discount on both the home and auto policies.

Install dead bolt locks.

Install dead bolt locks on all exterior doors. This will deter break-ins -- a worthy goal in itself-- and often will qualify you for a premium discount.

Home Security Systems.

Install an alarm system to receive a security discount. Proof of installation is required to receive this discount.

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